Expenses versus budgets

You just got your paycheck, so now what? You’d think you just need to pay bills that are nearly due and it’ll all be good. You then spend the rest of your money on a shopping spree or treat friends on night outs because, well you think to yourself you deserve it. Of course, you do. Problem is, you end up with what’s little left from the splurge, which most of the time is no longer enough to cover your expenses until the next payday. That dominoes to overdue rentals or utilities, missed payments, and worst, having to borrow just to make ends meet. Thing is, this happens because you’re just merely spending, equating money to expenses, but then you can change that to the better habit of budgeting.

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