Hard path in front? WTF

My horoscope today by Rick Levine:

There is a hard path in front of you, yet you can do what's necessary and still live your life in your own special way, even if this looks easy to others. Now, more than ever, your discipline can combine with a solid work ethic to stage a significant payoff. Don't think about cashing in your chips just yet. Rewards will follow if you just keep plodding along.

Hmm, just when did I ever had the opportunity to cash-in any chips?